The tips listed below are a little different than the tips listed on the previous blog, while they do not put “cash in the bank,” they help you keep it there.
When working with your spending plan and keeping expenses down, try to keep these tips in mind.
Another way of potentially saving money on interest and fees may be comparison shop among various lenders in the following manner:
First, obtain a copy of your credit report (and credit score if possible). (We’ll talk more about credit reports and credit scores in the next few weeks.) Next, go to a lender and say, “Don’t pull my credit report right now. I want you to look at what I have pulled and assuming that it is correct, what is the best rate that you can offer me? If I am interested in what you have to offer, you may pull my credit report to verify that there has been no change and confirm what I have shown you.”
When working with your spending plan and keeping expenses down, try to keep these tips in mind.
- Before purchasing, always research the cost of major items. For example, research and compare the cost of cars, car insurance and home or renter’s insurance. (Be sure to check for insurance premium discounts for adding safety features to your car or home.)
- Read newspapers and circulars for sales in grocery stores. Use coupons and discounts.
- Utilize outlet stores, shops off-season and buy clothes that will endure.
- Become an informed buyer. Which grocery store has the best prices? Where are the specials this week?
- Buyers’ clubs and/or warehouses may help you stretch your dollars.
- Don’t buy more than you need.
Another way of potentially saving money on interest and fees may be comparison shop among various lenders in the following manner:
First, obtain a copy of your credit report (and credit score if possible). (We’ll talk more about credit reports and credit scores in the next few weeks.) Next, go to a lender and say, “Don’t pull my credit report right now. I want you to look at what I have pulled and assuming that it is correct, what is the best rate that you can offer me? If I am interested in what you have to offer, you may pull my credit report to verify that there has been no change and confirm what I have shown you.”
