Certified credit counselors can provide you with free or low-cost, confidential assistance in getting financially back on track. Additionally, they can oftentimes intervene with your creditors and help you negotiate and set up repayment plans to help maintain or work to restore your current and future credit opportunities.
Never fall prey to the “quick fix” promises of the “credit repair” companies. Most of these types of business will charge you excessive fees and may cause even more damage to your credit history.
When in doubt, contact the Better Business Bureau or the Attorney General’s office. Your credit is very important to you and your future, so don’t take risk on a credit repair company.
