- Full name (including Jr. Sr. III).
- Current and previous addresses ( for a 5-year period) with zip codes.
- Spouse name.
- Social Security number.
- Date of birth.
Because credit data may vary somewhat by company, it is important to obtain a copy of your credit report from the three credit reporting agencies: Equifax, Experian, and TransUnion. A copy of the report can be obtained from the agencies at little or no cost. Also, you can receive a free copy of your credit report once every 12 months from www.annualcreditreport.com or 877-332-8228.
Note: Be aware that sometimes information about people with similar names can show up on your report. Therefore, always make sure that the Social Security number and account data on the report are correct. This is another reason to review your own credit report.
Although there must be a cost, you always have the right to look at what information is contained in your credit report or credit file.
